Are you suffering from money sickness syndrome? Statistically this condition affects a large percentage of the worldwide population. What is it?

A mental health researcher, Dr Roger Henderson from the UK recently used the term "money sickness syndrome" to address the physical and psychological symptoms experienced by people who are stressed with money worries. Indications include shortness of breath, lack of appetite, unjustified anger, nervousness and negative thinking. "Money worries are a significant cause of stress", states Henderson.

Therefore it shouldn't surprise us that during recent months more and more people have fallen victim to the ill effects of money-related anxieties. The current economic crises in many countries have resulted in the loss of jobs, homes, personal savings and pensions on a global scale. Large financial institutions have collapsed and even the wealthiest nations have resorted to emergency measures to prevent total financial collapse. In the developing world, the rising cost of food and other basic commodities has also caused much concern and anxiety.

Money worries are also common in times of abundance. During recent years of financial prosperity, many people have been afflicted by money stress. A South African newspaper, "The Witness", reported that "a creeping commercialism and rampant materialism" was spreading like wildfire in Africa. Listed in the article were some of the symptoms of this "disease", such as "stress, debt, waste, overwork, feelings of deprivation, envy and depression." Money was blamed for the ongoing deterioration of the quality of human life in Africa.

On the other side of the coin so to speak, researchers have stated that affluence was one of the principal causes of alcoholism, depression and suicide in the United States among young adults. One study revealed that despite the abundance and wealth, "fewer than one in three Americans" claimed to be "very happy".

In good times and in bad times, many people both rich, and poor, are relatively free of anxieties concerning money and material possessions. Why the difference? In the report "The Meaning of Money", researchers observed that some people are "highly motivated by money and controlled by money. This may lead to stress and neuroticism". In contrast, "Those who budget their money carefully tend to have internal locus of control and positive feelings toward themselves. They are the masters of money and not the slaves of money...We assert that those who budget their money carefully may also have lower stress, and thereby, lower strain".

What is your disposition toward money? How does the transient nature of the world's economy affect you? Is money your master or your servant? Maybe you aren't affected by the symptoms of 'money sickness syndrome'. However, whether wealthy or poor, we are all susceptible to the ill effects of money concerns. Consider how adjustments in the way you deal with your finances may bring you more peace and a happier life.

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